Information and advice to help you help your insureds.
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Hurricane Harvey: A Wakeup Call for Earthquake Country
When Hurricane Harvey pounded away at Texas, the majority of residents were unprepared to pay for the damage to their homes. You can help your policyholders escape the same fate in the event of a damaging California earthquake by educating them on the value of earthquake insurance.
The California Earthquake: An Unwanted House Guest
Even a light to moderate earthquake can cause damage to your policyholder’s home and possessions. Here’s how to help your insured choose the CEA policy that’s right for them.
Home Sweet Home
When it comes down to writing a CEA earthquake insurance policy, you're not just helping your policyholder insure the place where they live. You're helping insure a home, a place of special memories and meaning.
California is home to thousands of known faults
California is home to thousands of known faults, yet only about 1 in 10 Californians carry earthquake insurance on their home. That means there are billions of dollars in uninsured earthquake risk throughout the state. CEA wants to make sure you have a comprehensive set of tools to help you sell CEA policies.
Selling Earthquake Insurance in Lower Risk Areas
We are frequently asked by agents how to sell earthquake policies to clients who live in areas with lower earthquake risk. Here are some important points you can make to inform them that earthquake risk is real for them, too – even if they don't reside in a higher risk area.
New home, New policy
At some point, people will do it: Your clients will eventually move or buy a home. With such as a huge life event looming somewhere in your client's future, we wanted to make sure you don't miss out on this great sales opportunity, so we have compiled some things to consider.
What Does Earthquake Recovery Look Like?
Many Californians still believe the myth that the government will bail them out if they do not carry earthquake insurance. Below are examples of previous earthquakes that have damaged California and the recovery that was needed versus what was received.
April is Earthquake Preparedness Month!
For preparedness month, here's a quick refresher on earthquake risk.
The Risk is Real: A Look Back at the La Habra Earthquake of 2014
It is an unremarkable fault similar to hundreds of others throughout California. It lies in the Los Angeles basin, extending some 25 miles from the Puente Hills region in the southeast to south of Griffith Park. Scientists refer to it as a “thrust fault,” but unlike other fissures of that type, it has no apparent visual features. No cracks. No irregular topography. And it was not regarded by geologists as particularly dangerous.
How the Near-Disaster of the Oroville Dam Has Everything to do with Earthquake Insurance
At first glance, one may wonder how this month’s emergency surrounding the Oroville dam could have anything to do with CEA or earthquake insurance. But when you look past the news reports—of the dam’s infrastructure or the thousands who were told to flee their homes with a five-minute head start, a heads-up unheard of with earthquakes—you can find more similarities than differences.