Information and advice to help you help your insureds.
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3 Easy Ways to Show the Value of CEA's Hazard Reduction Discount (HRD)
CEA's Hazard Reduction Discount (HRD) is an opportunity to offer a discounted premium to policyholders with eligible older houses that have been properly seismically retrofitted.
4 Reasons Why Retrofitting is Great for Your Clients
Seismically retrofitting a house results in many great perks. Here are four reasons why retrofitting is great for your clients.
Great Ways to Sell Condo & Renters Policies
Condo unit owners and renters tend to ignore earthquake insurance due to common misconceptions: condo unit owners think their units are fully covered under their Homeowners Association (HOA), while renters think the landlord has to deal with the issue.
What do Condo and Renters Earthquake Policies Cover?
To better support you and your valued clients, we're offering essential tips on our condo and renters policies. We want to empower you with everything you'll need to assist your clients in picking the best coverage for their needs and budget.
Earthquake Recovery Starts with Disaster Preparedness
Help your clients prepare for a disaster by encouraging them to have a disaster recovery plan, and knowing all the steps involved from beginning to end.
How to Help Your Clients Recover
Earthquakes strike without warning and can cause widespread damage, even miles away from their epicenter. Your clients can take control of their earthquake recovery by purchasing a CEA earthquake policy.
Let's Discuss Earthquake Recovery!
The next damaging earthquake…the USGS predicts that it’s coming within the next 30 years, but no one knows exactly when. At the CEA, we often talk about preparedness, how to mitigate potential damage, and the necessary precautions for earthquake safety, but our mission is more than that. We want to provide Californians the Strength to Rebuild® through appropriate earthquake coverage.
New Brochures Explain Policy Changes
A series of four brochures are available for order, designed for homeowners, renters, condo unit owners and owners of mobilehomes.
Major California Earthquakes Since '89
Some 13,000-plus small earthquakes were felt in California last year. They are a regular occurrence in our state, even in lower-risk regions. That's why coverage is important to all California residents. Knowing basic facts and figures about California earthquakes makes you more effective in conveying the risks to your clients.
How to Talk to Your Customers About Changes in Their Policy Premium
Although we’ve introduced many enhancements to our policies, some condo unit owners saw an increase in CEA insurance premiums for policies effective on or after January 1, 2016. For renewal policies, deductibles that were set at a flat $750 are now rolling over to a 5% deductible, which for many condo policyholders will appear as an increased premium.